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As retirement breaks the horizon of your future and becomes something you view as an impending reality versus the “someday” concept of retirement you had in...
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Q: Who created the qualified mortgage rule? A: The new rules and guidelines were released in January 2014 by the Consumer Financial Protection Bureau (CFPB) ....
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Q: Who created the qualified mortgage rule? A: The new rules and guidelines were released in January 2014 by the Consumer Financial Protection Bureau (CFPB) ....
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Only two months into the year and 2014 is already turning out to be a great year for the housing market. The inventory of unsold, pre-built homes continues to...
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Obtaining a pre-approval for a mortgage cannot keep your house out of a sinkhole in the literal sense. However, a pre-approval is a great way to speed past the...
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The ability to repay a loan is a little like the Bing Crosby – Irving Berlin favorite “White Christmas.” Musical fads come and go. Yet every year we come to...
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Beginning January 2014, the requirements and regulations of the Dodd-Frank Act will be enforced by the Consumer Financial Protection Bureau (CFPB). There are...
Marci Stiles
By Louis Daniel Whatley, LPC For those who have addiction problems, the holidays can be a stressful and problematic time. The loneliness of not being with...
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2013 saw a rise in both U. S. home prices and home sales. In fact, property values throughout the country are up more than 17 percent since 2011. Even though...
Marci Stiles
Tyler Tomek, MA, NCC, LPC-Intern Supervised by Marci Stiles, MA, LPC-S, NBCC We all know what’s coming; we’ve dealt with it before, yet we don’t do much to...